Scammers are becoming more and more sophisticated and the only way to protect yourself is to become smarter, you can take revenge from the scammers if you know your rights as a user/customer. Stay connected as we expose the most well-known types of internet frauds. By knowing about all the online frauds you will be able to identity from your own whether Alliancebank is real or con artist platform? Know Alliancebank.com.my legitimacy here.
Make sure you don’t hand over your money to the con artists. Make sure, any platform you visit for shopping online is safe. Look for the padlock icon in the browser URL bar and verify that it begins with https. Use a reputable retailer and read independent reviews. Check to see if the website uses a secure payment source. Be wary of spoof or fraudulent websites that ingeniously replicate legitimate online stores.
Scammers try to attack users with promises of tremendous profits on short-term investments. Victims are asked to forward money to the fraudsters.
How can you ensure that your investment is profitable and secure?
- Make certain you understand why you’re investing.
- Recognize that information is a powerful tool.
- Make your own investment objectives.
- Make a long-term commitment.
- Analyze and keep an eye on the market.
- Meet with reputable and genuine real estate brokers and make a list of the advantages and disadvantages of investing.
Never send money to the stranger or who you’ve met over phone or online world. If you ask unknown person for video chat and they refuse, red flag. Take romance slow, ask questions and search about them more. Do reverse picture search of your new partner profile picture. Do not disclose them your financial details. Review your new partner profile. Keep your social-media “profile private”, fraudsters use your details against you so do not give them an easy-target by keeping social media profile public. If someone genuinely like you or get interested in you they will give you their time instead of making excuses. Fraudster often says you to give them gift cards, reloaded cards or wire money.
Bitcoin/Crypto Currency Scam:
Have you ever wondered why fraudsters love Bitcoin/other crypto currencies? Because of the ongoing craze around crypto currencies, If unknown people ask you to pay by Bitcoin/crypto currencies, avoid! In fact scammers tell you to pay by crypto currencies or gift card. Fraudster always finds new ways to theft your money using crypto currencies.
Fake tour operators and ticket agents’ sells you ticket that are usually cost free or sells you used ticket. You can prevent ticket scam by always purchasing ticket directly through event, exhibit or show vendor.
Gift Card/Anniversary Scam:
The scammers will give free golden medallions and greetings peace. If you accept their offered free token, they will demand a donation for it. It’s important for you to know that there are absolutely no ”truly free” gift cards and it’s really ok to say no, if you get such offers say no and walk away. Con artist also forwards anniversary link to users that they are celebrating anniversary of certain platform by offering gift card links so beware of gift card/anniversary scam.
It’s very common to come across job offers, some seeming better than other. Stay safe while searching jobs. Check these points to stay away from such job offers:
- They are vague about details of the job.
- Before discussing the payment they demand money.
- You search their name or business name and the scam pop up.
- They won’t talk you in phone or show their faces.
- They provide unknown reference.
- They provide you service at a cost that is too good to be trustworthy.
Phishing or Email Scam:
Phishing has connection with emails, phone calls and messages. Phishing emails are designed in a way that appear like they have been delivered from authentic business or from known people. Content of phishing email/message asks you to disclose your financial/ personal details. Says you to click-link or download particular software. Impersonate a legitimate business or someone you can believe. You can avoid phishing scam by not answering their request for private details. Avoid clicking warning links, Stop and investigate before you click. Beware of urgent response email or messages.
People would get unsolicited messages or see ads and website providing loans, the fraudster inform the people that their loan is approved and ask people to pay fee of varying amounts for fees. Not interested in knowing your financial situation. Do not offer any upfront cost before you get loan approval. Worst loan app won’t respect users privacy and don’t mind delivering messages to user contacts. Worst-loan app have a service cost that user will pay monthly, different from the interest charges. Student loan scams are also a part of loan scam. Offers high interest with short duration of loan so be careful.
Be careful while installing games from third-party platform, remember if the game cost is free; it’s going to charge you later. Con artist delivers no charges download link and this “APK File” comes with spyware attached, as soon as the game app/platform user installs the game, their financial activities and details are compromised.
Lottery/Fake Price Scam:
Lottery scam always remains at the list of scams as it never goes. Con artists always search for more people for attacking. Lottery scam take place through email or text messages saying that congratulations: you have “won” gift for receiving it click-link. Verify the senders’ identity by contacting them. Search the lottery/prices details on Google; it is the best way to identity lottery/fake price scam.
- Lottery/fake price scammers ask for advance charges
- You can’t win lottery or prices that you didn’t know.
Support wisely as scams are also occurring in the form of charity so, before supporting for any cause do some investigation about the cause to know whether it is going for something good or just a fake charity. Search about the cause with its name along with scam, review or complain. Stop donating through any virtual currency. Check contact method information. Instead of paying online or through wiring money or gift card directly contact charity to know everything about the donation/charity. If someone rush you to supports then, avoid them this is what fraudsters really do so, be careful.
Travel/trip scam comes with unrealistic travel/trip offer that notifies users by email/messages that they “have won no charge or affordable however they do not mention the charges. Travel/trip offering scammers do not give specific information about the trip/travel offer. Scammers Notifies that they only accept transaction through crypto-currency or gift cards and through other online sources. Do not accept travel/trip or vacation offer until you know the terms of the offer and also do your own investigation.
Earn/Make Money Scams:
Earn/make money scammers ask you to make quick decision. Searching online ways to earn money is not an illegal activity but, finding more easy ways to make/earn money can scam you. You can’t get rich without consistency or efforts but, if someone makes promise to offer you quick money without any efforts and consistency avoid them it will lead you to fraud.
Signs of make money scam:
- Within few minutes make money
- Get rich quickly
- Ask upfront money
- Hides owners’ identity
- Provide no contact methods
- Hides real identity
- Verify connection, is it secure?
Calling Scam/ Call From Unknown Number/Phone Scam:
Calling/phone scam/text from unknown number or certain area code number is a form of scam activity with the aim of stealing personal details and money. If you response phone-call then, fraudster will consider it as a good target. The less you response, the fewer robocalls you will get.
Parcel Tracking/Package Delivery/Shipping Scam:
Getting packages that you didn’t order does not indicate that you are lucky but, most likely it is coming from scammers that want to use your details for financial gain. Notify, retailer and be careful.
Domain for Sale/ Parked Domain:
Most of the scam platforms have short domain-age that shuts down soon and after that it shows domain for sale or parked domain result, which are not safe they, are threat as the domain can redirect users’ to unwanted or suspicious landing page or entirely turn fishy at a point of time.
Health scam refers to health product that claims to treat/cure/prevent diseases but, the health product are not proven right. Con artist promotes false treatment and unproven health product so, before trusting any health product take physician or expert advice.
Credit Card Scam:
Credit card scams have negative impact on your credit-reports, if con artists use your credit card and create account in your name and in case of any suspicious or late activity it could report to your credit-bureaus and in that case your credit-score will suffer.
Government Agency Scam:
Con artist pretends to be contacting individuals from government agency. Government agency or banks never contact by calls, emails or text messages asking you for your personal or sensitive details so, be alert and investigate before answering.
Fake Software/Warning Scam:
Con artist display fake software updating warning or notification and trick users’ into downloading virus or malware which could be spyware, Trojan, etc that can simply deliver your confidential-data.
Some platforms ask users to login before landing them to their actual landing page so before logging to any such platform do research about that platform or check that platform expert reviews, as the goal of the con artist is to take your login details for financial profit.
Some URL or links redirects/points to other platform so examine the platform legitimacy by searching them on search engine. Con artist creates platform that looks like authentic one and when people try to explore that platform they redirects or points them to phishing or suspicious platform.
Site Can’t Be Reached:
Some suspicious or con artist website shows result: site can’t be reached so, search its result with name +review to know its legitimacy.
Take extra care while considering unknown product as con artist promotes fake/false product. Examine expert reviews by searching about the product on Google and also check product-launch date .check whether the product is reviewed after its launch date or before the launch-date.
How to take revenge from con artist?
- Verify before considering
- Don’t click on weird looking ads and links
- In doubt then, don’t respond
- Always check whois record of the platform
- Verify secure transaction mode
- Verify owners’ and company details
- Verify contact methods
- Check connection
- Check experts review
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